100+ countries · same-day approval

Get paid like a local.
From anywhere.

A real virtual USD account for global freelancers — so US clients, payroll and platforms pay you like you’re right next door.

Your USD accountActive
AVAILABLE BALANCE
$12,480.00
Northwind LLC paid you
Today · Upwork
+$3,200
Gusto payroll
Today · Direct deposit
+$1,200
The Rakupay card

For freelancers and remote professionals getting paid globally

100+
countries supported
0%
hidden FX spread
180+
countries to spend the card
Same day
account approval

Everything a global freelancer needs.

Paid, spent and converted — from one account.

🏦

Virtual USD account

A real US account and routing number in your name after KYC. Receive USD from clients, payroll and platforms.

💳

Crypto card

One card for online, in-store and ATMs in 180+ countries. Spend your balance directly, no top-ups.

Smooth conversion

Move between USD and stablecoins in a tap at transparent rates. Hold stable, cash out, or send onward.

THE RAKUPAY CARD

Spend anywhere your work takes you.

Tap to pay from your USD or crypto balance. Real-time conversion at checkout, no hidden FX, instant freeze.

Apple Pay & Google Pay ready ATM withdrawals worldwide Convert crypto at checkout
Couple paying with the Rakupay card

Live in four steps.

01

Verify in minutes

Complete KYC with your ID. Same-day approval.

02

Get your USD account

A real US account and routing number, ready to share.

03

Get paid like a local

Clients pay you in USD — no wires, no markup.

04

Spend or convert

Tap the card or convert to crypto instantly.

Questions, answered.

What is a virtual USD account?

After you pass KYC, Rakupay issues a real US account and routing number in your name. Clients, payroll providers and platforms can pay it exactly like a domestic US bank account — no international wires, no intermediary banks.

Start getting paid like a local.

Open your Rakupay account in minutes. Free to start, no monthly fees.