🏦 Virtual USD account

A US bank account, without the US address.

Get a real US account and routing number in your name after a quick KYC. Receive USD from American clients, payroll and platforms exactly like a local — then hold, spend or convert it.

$0 to open|No monthly fees|Same-day approval
USD account details
● Active
Account holderAmara Okafor
Account number8841 0023 7719
Routing (ACH)091 000 019
Account typeChecking · USD
Banking partnerEvolve Bank & Trust
Receive via ACH, wire & direct deposit
2 min
to verify & open
$0
monthly fee
100+
countries eligible
ACH + Wire
receiving rails

Everything a US account gives you.

Real banking details, issued in your name — usable anywhere dollars move.

#

Account & routing number

A genuine US account and ACH routing number in your legal name — not a shared or pooled wallet.

Receive from anyone

ACH, domestic wire and direct deposit. Clients, payroll providers and platforms pay you like any US vendor.

$

Hold in dollars

Keep your balance in USD as long as you like with no monthly fee. Convert or spend on your schedule, not the bank’s.

HOW MONEY ARRIVES

Get paid the way US businesses pay.

Share your account details once. Money lands directly — no intermediaries skimming the middle.

ACH transfer

Standard US bank-to-bank payments from clients and employers.

Domestic wire

Same-day larger payments straight into your USD balance.

Direct deposit

Set it as your payroll account with Gusto, Deel and more.

Platform payouts

Withdraw from Upwork, Fiverr, Stripe and Toptal directly.

Open in three steps.

01

Verify your identity

Snap your ID and a selfie. KYC usually clears the same day — no paperwork, no branch visit.

02

Get your details

Your account and routing number are issued instantly, ready to copy and share.

03

Get paid like a local

Hand the details to any US payer. Dollars land in your balance — hold, spend or convert.

SAFE BY DESIGN

Your money, properly protected.

Accounts are issued through regulated US banking partners and held to the same standards American businesses rely on.

Regulated partners

Funds held with US chartered banks.

Bank-grade encryption

Data secured end to end, always.

2FA & device locks

Every login and payout verified.

KYC & monitoring

Continuous fraud and AML checks.

FAQ

About the USD account.

More questions? Email info@rakupay.io — real humans, fast replies.

Is this a real US bank account?

Yes. After KYC you get a genuine US account and ACH routing number in your legal name, issued through a regulated US banking partner — not a shared or pooled wallet.

Your US account is two minutes away.

Verify once and start receiving dollars like a local. Free to open, no monthly fees.