One card for everything you earn.
Spend your USD balance or convert crypto at the moment of checkout. Online, in stores and at ATMs in 180+ countries — no top-ups, no waiting.
Spend anywhere your work takes you.
One card, drawing straight from your balance — dollars or crypto, your choice at checkout.
Spend USD directly
Pay straight from your USD balance — no pre-loading, no transfers, no waiting for funds to clear.
Convert at checkout
Spending crypto? It converts to the merchant’s currency in real time at a transparent rate — no hidden spread.
Tap, shop & withdraw
Add it to Apple Pay or Google Pay, shop online, or pull cash at ATMs in 180+ countries.
In your pocket, under your thumb.
Freeze and unfreeze instantly, set limits, and spin up virtual cards for subscriptions — all from the app.
From request to tap in minutes.
Activate your card
Your virtual card is ready the moment your account is open — order a physical one in a tap.
Add to your wallet
Drop it into Apple Pay or Google Pay and start tapping right away.
Spend or convert
Pay from USD or convert crypto at checkout — at home or anywhere you travel.
Both. A virtual card is issued instantly when your account opens, so you can pay online right away. You can order a physical card in a tap whenever you want one.
Carry your earnings everywhere.
Open a Rakupay account and your virtual card is ready instantly. Free to start, no monthly fees.